Conscientious Financial Planning and Retirement Income Management | 201-741-9528
from Lonier Financial Advisory LLC, Osprey, FL

Monthly Archives: December 2011

My fiduciary responsibility to you

As an independent Registered Investment Adviser (RIA), Lonier Financial Advisory LLC has a unique relationship of trust with you, our clients. LFA LCC is a fiduciary who puts your best interests ahead of our own. We are a fee-only advisor. We don’t sell anything to you but our services. LFA LLC works hard to keep our fees […]

Prudent Investment Management

Once your personal balance sheet and goals are well understood and you have a financial plan, you’re ready to become a Prudent Investor. Prudent Investors take the least amount of risk necessary to safely achieve their goals. Investing is largely about managing risk to gain reasonable rates of return. Too often investors begin by focusing on […]

Max your 401k/403b!

Is your 401k on autopilot, but you’re not sure where it’s going? I can help you make better choices. I can review your plan and tune-up the allocation of your savings and contributions across your plan’s fund options. Small tweaks now can compound to make significant differences later on. Your 401k/403b is your pension plan. […]