Conscientious Financial Planning and Retirement Income Management | 201-741-9528
from Lonier Financial Advisory LLC, Osprey, FL

Monthly Archives: May 2012

Retirement Survey Says: Job Uncertainty, Retiring Later, and Lack of Planning

Here are some of the findings about most pressing issues, retiring later, retirement planning, and calculating vs guessing how much is needed for retirement from the 22nd annual Retirement Confidence Survey, from a recent Retirement Income Industry Association (RIIA) presentation. The survey originated in 1991.     Job Uncertainty Top Concern for Workers and Retirees […]

Beware Hyperbolic Financial Reportage

This from CNBC’s News Desk today: “To say that the month of May has been a Wall Street washout would not likely be considered hyperbole: the major U.S. averages are coming off their biggest weekly losses of 2012, and the Dow and S&P 500 are now on track for their biggest monthly losses since May […]

Your Financial FrameworkFor Today and Tomorrow

Attend My Free Educational Financial and Retirement Planning Seminar! Wednesday May 9, 7:00 pm At the Ramsey Free Public Library 30 Wyckoff Ave, Ramsey, NJ  Early Career, Mid-Career, Nearing or Recently Retired: Lifetime planning, saving and investing. What should you be doing now? How much will you have? How much is enough? How can you make […]

Hope Springs Eternal

The failure of a well-known, experienced business journalist to successfully save and invest for his own retirement is boggling. You might say, without putting too fine a point on it, that the journalist, Joe Nocera of The New York Times, should have known better. He admits as much. He wrote a book, after all, back […]