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from Lonier Financial Advisory LLC, Osprey, FL

Monthly Archives: June 2012

Don’t Trust Anyone Over 40

A recent Times article “Old vs. Young” says that a new generation gap is developing, with political leanings aggravated by a widening economic gulf. The political differences started developing around the time of George W. Bush’s re-election, midway through the last decade, after two decades of more common political views and voting patterns. According to the […]

Charting the Differences Between Accumulation and Retirement Income

In the previous post (“What Is Retirement Income Planning”) in this series on Lifetime Financial Planning, we set the stage by discussing what retirement income planning is and how it differs from the traditional investment portfolio approach to retirement funding. We’ll be discussing some of these items and other related topics in future posts as we […]

What is Retirement Income Planning?

You may be familiar with traditional financial planning, which looks at your net worth, your cash flow, and then zeros in on your investment portfolio, or, if you don’t have one, draws up a plan to create an investment portfolio as the central focus of the plan. It looks like a pie chart, is called your […]

Congress, Butchers, and Brokers

Watch the video. It’s terrific. And then we’ll discuss. [videoembed type=”youtube” align=”aligncenter” width=”600″ height=”400″ shadow=”shadow-medium” url=”http://www.youtube.com/watch?v=Dg5RRMAc1GY&feature=youtu.be&noredirect=1 ” id=”0″] Video published on Mar 16, 2012 by HighTowerAdvisors This short video should give you the background you need to better understand the controversy surrounding Wednesday’s House Financial Services Committee hearing of the Bachus-McCarthy Investment Advisor Oversight Act that calls for […]

Retirement Lessons from the Pros

Until a certain age, most of us spend much of our time at work. Work comes to define the way we see ourselves, the way our friends and family see us, the value we believe we contribute to society and family, and at the most base level, our lifestyle. We are what we do. Retirement […]