Conscientious Financial Planning and Retirement Income Management | 201-741-9528
from Lonier Financial Advisory LLC, Osprey, FL

Monthly Archives: February 2015

Why Diversify Anyway?

Upside is the amount that can be exposed to market risk for growth without jeopardizing household lifestyle.

Individual Stocks, Is That a Good Idea?

In the last post we saw that market returns (the mean) are higher than average fund returns (the median) because the majority of mutual funds under-perform the market average. We also saw that mutual funds are packaged investment strategies, which are actively managed bets designed to beat market returns. And finally we saw that the […]

Not-Diversification—Two is Better than One, Right?

ANTONIO Believe me, no: I thank my fortune for it, My ventures are not in one bottom trusted, Nor to one place; nor is my whole estate Upon the fortune of this present year: Therefore, my merchandise makes me not sad. SALARINO Why, then you are in love. –Act I, Scene I Venice. A street, […]