Conscientious Financial Planning and Retirement Income Management | 201-741-9528
from Lonier Financial Advisory LLC, Osprey, FL

Medicare and Health Insurance Guides

Increasing healthcare expense is clearly a major concern for everyone, but especially for those nearing or in retirement. Here are three useful guides, Choosing A Medigap Policy, a Health Insurance Buyer’s Guide and Understanding Medicare Fundamentals.

As we age we are more likely to use a wider range routine and more costly healthcare services. Serious illnesses can quickly rack up six-digit medical bills. Many people are surprised to discover that Medicare does not cover all of their healthcare expenses in retirement. The U.S. Dept. of Health & Human Services Medigap Policy guide will help you understand the deductibles and coverage limits of Medicare Parts A, B, and D, and how one of the several different Medigap plans can provide additional protection.

The Health Insurance Buyer’s Guide is from ehealthinsurance.com, an online health insurance agency. While they obviously have an interest in your buying health insurance through their site, the guide is well-written, useful, and is not a sales pitch. If you are shopping for health insurance, you may find it a helpful explanatory guide to the different kinds of insurance available and various options available to you—whether you use their site or not.

Understanding Medicare Fundamentals is a concise guide to Medicare written by experts for a financial planning software company. Hopefully you will find these guides helpful.