Conscientious Financial Planning and Retirement Income Management | 201-741-9528
from Lonier Financial Advisory LLC, Osprey, FL

Six Good Reasons

Why should you consider my services?  Here are six ways my services can make a difference in your financial life:

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  • Starts with your lifestyle and your goals, not your investment portfolio
  • Aligns your earnings and savings with your goals to build and maintain your household living standard
  • Provides a framework for managing the unique set of life and financial risks that you face
  • Establishes secure retirement income throughout your non-working years

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  • Fully aligned with your best interests and working exclusively for your benefit
  • Not owned by, working for, or affiliated with any bank, brokerage, financial or insurance company, or any other third-party

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  • I provide professional services only, no sales of securities, insurance, or financial products, so my services are entirely focused on your best interests
  • No hidden fees—my fees for services are fully transparent, so you always know what your costs are and what they are for

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  • As a registered investment adviser, my company and I uphold a higher duty of care and prudence than is required from brokerage reps/financial advisors, bank advisors, and insurance agents
  • As a fiduciary, I always put your best interests ahead of my own and disclose any conflicts of interest that may arise

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  • An affordable fee structure for my services
  • Full set of Internet-based tools for planning and investing that make my services as efficient, low-cost, and focused on your needs as possible
  • Prudent, low-cost investment strategies using low-cost funds and low-cost full-service custodians Scottrade and Vanguard
  • More of your money stays working for you, compounding over the long-term

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  • As your coach, providing a plan and guidance, and answers to your everyday financial questions
  • As your quarterback, helping you each step of the way, executing and managing the details of your plan
  • Or a mix in between—a personalized approach that works best for you

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