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from Lonier Financial Advisory LLC, Osprey, FL

Tag Archives: investment strategy

Individual Stocks, Is That a Good Idea?

In the last post we saw that market returns (the mean) are higher than average fund returns (the median) because the majority of mutual funds under-perform the market average. We also saw that mutual funds are packaged investment strategies, which are actively managed bets designed to beat market returns. And finally we saw that the […]

Not-Diversification—Two is Better than One, Right?

ANTONIO Believe me, no: I thank my fortune for it, My ventures are not in one bottom trusted, Nor to one place; nor is my whole estate Upon the fortune of this present year: Therefore, my merchandise makes me not sad. SALARINO Why, then you are in love. –Act I, Scene I Venice. A street, […]

Financial Planning and Investment Strategy, Casual or Well-Organized?

Planning and saving—along with earning—are the steady legs of our financial lives. On the face of it, all three are basic, and simple. Earn money, save some, and plan how and when to spend it. For some, saving—investing—is as straightforward as buy low, sell high, or perhaps just keep it safe, somewhere secure, earning as […]