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September 2012 – The Financial Preserve from Lonier Financial Advisory LLC
Conscientious Financial Planning and Retirement Income Management | 201-741-9528
from Lonier Financial Advisory LLC, Osprey, FL

Monthly Archives: September 2012

    • September, 2012
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Investing Isn’t Step One

I’ve written ten posts in this series about lifetime financial and retirement planning so far, and have yet to talk about how to invest your savings. I could say in a word, “carefully,” but there’s much more to it than that. It starts with understanding what investing is, why you should invest, and how it matches […]

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Inside Your Household Balance Sheet

Your household balance sheet provides a baseline for your retirement income plan. Last time in this series on Lifetime Financial Planning (“Can I Afford to Retire?”), I discussedretirement-readiness as the ratio of your projected annual expenses in retirement, less your social security and pension income, to your savings. If your annual expenses net of SS […]

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