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September 2012 – The Financial Preserve from Lonier Financial Advisory LLC
Conscientious Financial Planning and Retirement Income Management | 201-741-9528
from Lonier Financial Advisory LLC, Osprey, FL

Monthly Archives: September 2012

Investing Isn’t Step One

I’ve written ten posts in this series about lifetime financial and retirement planning so far, and have yet to talk about how to invest your savings. I could say in a word, “carefully,” but there’s much more to it than that. It starts with understanding what investing is, why you should invest, and how it matches […]

Inside Your Household Balance Sheet

Your household balance sheet provides a baseline for your retirement income plan. Last time in this series on Lifetime Financial Planning (“Can I Afford to Retire?”), I discussedretirement-readiness as the ratio of your projected annual expenses in retirement, less your social security and pension income, to your savings. If your annual expenses net of SS […]