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Privacy Policy – The Financial Preserve from Lonier Financial Advisory LLC
Conscientious Financial Planning and Retirement Income Management | 201-741-9528
from Lonier Financial Advisory LLC, Osprey, FL

Privacy Policy

Financial services companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Lonier Financial Advisory LLC (LFA LLC) to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

LFA LLC collects non-public personal information about you that you provide to us:

  • On applications and information forms
  • Verbally in response to questions
  • From transactions with us and third parties you authorize for our access

We collect this information in the normal course of business to better provide high-quality financial planning and income management services to you, and to fulfill regulatory, reporting, and audit obligations.

The personal information we collect may include:

  • Your name, address, phone number, e-mail address,  and Social Security number, and those of family members
  • Various account balances and transaction histories
  • Other business and personal financial information needed for our financial planning and income management services

We do not sell your personal information to any third parties. We do not disclose your non-public personal information to any third parties, without your authorization, except as permitted or required by law.

These third party exceptions may include:

  • Companies that process or service your transactions or accounts, such as brokers and custodians, and companies that provide business services to us, such as IT data and marketing service providers who assist us in offering and providing our services. Our agreements with these companies prohibit them from disclosing any personal information they may receive or using it for other than agreed client or business services.
  • Your legal, accounting and other advisors, but only with your authorization and only to the extent necessary or advisable in connection with agreed services being provided to you
  • Government, regulatory, and law enforcement authorities, or our legal or other professional counsel, when disclosure is required or permitted under law, for example, for resolving consumer disputes, compliance audits, fraud prevention, and institutional risk control

LFA LLC maintains physical, electronic, and procedural safeguards to protect the confidentiality and security of your personal information. We restrict access to your personal information only to employees who need that information for business purposes. We continuously evaluate our efforts to protect your personal information and make every effort to keep your personal information accurate and up-to-date.

If you identify any inaccuracy in your personal information or need to change that information, please contact us so that we can promptly update our records.

As required by law, we will send you our privacy policy annually. We will provide notice to you of any changes in our privacy policy. If any of those changes result in sharing non-public personal information other than as stated in this policy, we will notify you in advance so you have the choice to opt out of any such sharing.