Conscientious Financial Planning and Retirement Income Management | 201-741-9528
from Lonier Financial Advisory LLC, Osprey, FL

Tag Archives: market timing

OK, I’m In—How Do I Know When to Get Out?

Last time we discussed when to invest and said that first you should make a sound lifetime financial plan for saving and investing based on your goals and the strength of your household balance sheet.  When you have that plan, you should follow the plan, invest regularly, and not try to time the market. If […]

All Time High—Is the Market Half-Full or Half-Empty?

All time high. And for whatever reason you’re sitting on a lot of cash, maybe you pulled out of the market during the dark days of 2009 (ouch), or have accumulated some savings, an inheritance, or other windfall. Or maybe you have a bunch of scattered investments and cash in money markets that got thrown […]

The Market’s Turning Down—Now What?

The Dow and S&P 500 have now both broken below their 50-day moving averages, down over 4% from last week’s 52-week highs. After five down days, many of the popular momentum indicators are trending lower. So if you’re following this, what to do now? You can see, surely, the problem with market timing. There really […]

Rate On, Rate Off

The S&P 500 has been on a steady up-swing since the beginning of the year. The Treasury yield curve has also been slanting up, the long rate back up over 3% from a record low in December, as Treasuries begin to fall in price with money moving into equities. (See this nifty interactive historic yield […]

The Investment Answer Book

There are a number of straightforward, short books about investing that I recommend as good reads for the layman or average investor. Short as in well-written, clear, with understandable explanations of complex concepts, while not thick enough to use for flattening fall leaves. Working your way through 600 pages on finance and investing, you’ll be […]