Conscientious Financial Planning and Retirement Income Management | 201-741-9528
from Lonier Financial Advisory LLC, Osprey, FL

Tag Archives: rebalancing

Catching a Falling Knife Without Bleeding – Value Averaging Down

Value averaging down increases market returns by lowering your basis. Dividends increase the total return further.

That’s how you catch a falling knife without bleeding. And that’s why this is a good time for those who have a strong balance sheet and a long-term plan to manage Upside, Floor, Longevity, and Reserves.

OK, I’m In—How Do I Know When to Get Out?

Last time we discussed when to invest and said that first you should make a sound lifetime financial plan for saving and investing based on your goals and the strength of your household balance sheet.  When you have that plan, you should follow the plan, invest regularly, and not try to time the market. If […]